Akelius prefers strong local mortgage banks for secured loans.
Strong mortgage banks are open throughout the business cycles and their financing tools are the most resilient in the real estate space.
The aggregated secured loan-to-value shall be lower than 25 percent.

Akelius uses local and international banks for unsecured loans and revolving credit facilities.
Akelius will at all time have unpledged properties that correspond to at least to 150 percent of unsecured debt.
Unpledged properties are a funding source,
they give liquidity if divested and can be used to raise secured loans.

Akelius has agreements with ten banks in five countries.
Access to various funding sources is a competitive advantage.
Many funding sources increase the possibility to receive attractive terms and conditions.
Diversification decreases risk.

banks per country